Step 1: Gather Your Documentation
Our Mortgage Assessors will need for you to bring as many documents that you have that is related to your mortgage statements, lender correspondences, proof of income and other documents that may be applicable to your special situation. To better prepare yourself for the next step, download the entire checklist to get yourself ready for a comprehensive mortgage analysis at your confidential and specific session. Come Prepared --I am Motivated to keep my HOME!.
If you would like to speed up the intake process, download all the forms and fill them out ahead of time for your pre-determined 1:1 session. All forms must be filled out completely and legibily once you arrive to your session and before you meet with your Mortgage Assessor. The completed forms needed include: our intake packet, a borrower's authorization form and a privacy consent form.
I want to Speed up the process!
Las Formas en Espanol
Step 2: Set Up A 1:1 Session
This 1.5-2 hour meeting with one of our highly skilled Foreclosure Prevention Counselors will begin the process to evaluate if your particular situation is negotiable with your lender. Counseling sessions are offered 30-40 times a week in either English, Spanish or Farsi at our City Heights location. No Walk-Ins allowed, RSVP only. Call 619-282-6647 x5468 to RSVP.
Reserve a session with a mortgage assessor.
More Information
Do you want to learn more about the 2008 Housing and Economic Recovery Act and the HOPE for Homeowners (H4H) Program and if your lender is participating. Learn More
Are you having trouble getting through to your lender to discuss what your Loss Mitigation Options are? Try These Contact Numbers
Want to learn more about El Cajon's Foreclosure Prevention Program? Download the information here, or visit the City of El Cajon's website at www.ci.el-cajon.ca.us.
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